Why Every Working Adult Needs to Urgently Invest From The 1st Year of Working!

If you have yet to start investing then you have to read this.

It’s very important to know WHY you REALLY need to start investing.

Even if it’s just setting aside $100 to $200 a month, do it.

Your future self will thank you for it.

I once met a 57-year-old who said:

“I wished that someone had told me why or how to invest when I was much younger.”

This is a common regret that retirees have.

What Happens If You Don’t Invest?

Here’s an analogy:

Every month, we’re all given a bag of seeds.

If you’re a working adult, you’ll receive a bag of seeds in form of your salary.

So the questions is…

What do you do with the bag of seeds that are given to you?

If you just keep it in your drawer, some of it will soon rot away.

If you plant it on bad soil, it may appear to grow well but it’ll soon wither and die.

If you plant it on rocky ground, its roots will not be stable.

But if you plant it on rich soil, it’ll soon grow into a beautiful plant.

This plant will then produce more seeds which will then produce other more seeds.

At a certain point, it’ll become self-sustaining.

When you choose to start planting your bag of seeds (salary), you’ll avoid ending up like this chart below…

*The chart below shows you a person’s INCOME VS EXPENDITURE from Age 25 to 75*

Here’s the Bad News you’ll notice from the Income VS Expenditure chart above:

• Expenses will rise through age and peaks around mid 30s to late 50s
• It increases as you age because of New house, More bills, Bigger family and so on.

But here’s the other Bad News you’ll also notice:

• As you grow older, your income will also start to decrease
• Because as we age, we’ll lose the ability to work due to Company restructuring, Different energy level, Technology advancements and so on.

However, your life will not look like the chart if you decide differently.

If instead, you decide to make sure you plant the seeds you’re given then your Income VS Expenditure is going to look like this:

Now you’ll notice that:

• As you grow older, your income rises instead!

This is the effect of having a healthy plant which produces more seed which will then produce other more seeds.

But this will NEVER EVER happen if you never make that 1st step.

None of this will manifest if you decide NOT do anything despite working for a few years.

The earlier you start, the earlier the law of compounding will kick it.

When you start planting your seeds, you’ll find yourself retiring earlier than everyone else around you.

Suffer A Little, Enjoy Plenty Later

I always believe that investing is possible for everyone.

Even if it means just starting with $100 to $200 a month.

It just a matter of choice.

Whether you wish to do it or not.

But somehow, people tend to come up with a lot of excuses to talk themselves out of it.

They say:

“I don’t have enough to invest.”

“I don’t know how to invest.”

“I’m too tired to do anything after work.”

And many other excuses.

But the strange thing is…

The very same people who make excuses can somehow afford to buy every little stuff.

They somehow are able to buy that new gadget, bag, shoe, car and etc.

And they will have an excuse for that too.

They’ll say:

“It was on sale!”

“It was 20% off!”

“Oh, I needed it.”

At the end of the day, the choice is yours.

Just don’t end up old but having a lot of regrets… wishing that you started younger.

I Want to Challenge You…

I challenge you to practice delayed gratification.

Instead of buying new stuff… wait a little.

Don’t buy it yet.

Instead, Go and invest that money you’re about to spend away on that new watch.

So when can you buy that watch?

Only after you get your passive income from investing.

By then… you can say that you bought that thing with passive income.

You can share what you bought on social media with a photo saying that it’s… “Bought By PI!”

I challenge you to do it.

But remember:

Invest wisely.

Only plant seeds on good soil.

There are many investment scams out there.

Just focus on taking a slow and steady approach.

IF the returns are ridiculously high, stay away.

I wish you well.